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offers an enhanced rewards program which is available as an option to highly qualified applicants only, based on creditworthiness.Billing Rights: Information on my rights to dispute transactions and how to exercise those rights is provided in the Credit Card Agreement. Cash back reward is paid each calendar quarter in the form of an automatic credit to the Account.Cards may be "topped-up" by recurring payment authority, by online purchase, at credit card terminals or by cash, the last two methods at stations or ticket offices.The card is designed to reduce the number of transactions at ticket offices and the number of paper tickets. Purchases must be qualifying signature rewards purchases in order to receive points and bonus points.Balance transfers, convenience checks, and any fees associated with the card do not qualify for rewards points.A standard Oyster card is a blue credit-card-sized stored-value contactless smartcard that can hold single tickets, period tickets and travel permits, which must be added to the card before travel.Passengers touch it on an electronic reader when entering and leaving the transport system in order to validate it or deduct funds.
By June 2012, over 43 million Oyster cards had been issued and more than 80% of all journeys on public transport in London were made using the card.
This limited-time offer is subject to change at any time without notice.
Balance Transfer Information - Balance transfers are not considered purchases, therefore no grace period applies and finance charges will begin on the transaction date.
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Financing subject to credit approval and lending policies. ,000 in qualifying signature rewards purchases must be made within ninety (90) days from the anniversary date of account opening to receive 25,000 bonus points.
From its inception until January 2010, Oyster cards were based on NXP/Philips' MIFARE Classic 1k chips provided by Giesecke & Devrient, Gemalto and Schlumberger Sema.